Welcome

Welcome to Howard County Employees Federal Credit Union's Web site.
	Internet Banking The Howard County Employees Credit Union is now open 24 hours a day, 365 days a year with Internet Banking. Unlimited access to your account from anywhere in the world, any time of the day or night.
	24 Hour Access Toll Free Audio Response You are now able to access your account from anywhere in the United States, any time day or night. Call The Credit Union for more information or 866-828-9313.

Privacy Notice

Howard County Employees Federal Credit Union collects nonpublic personal information about you from the following sources:

Information we receive from you on application or other forms;
Information about your transactions with us or others; and
Information we receive from a consumer reporting agency

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

If you decide to terminate your membership or become an inactive member, we will adhere to the privacy policies and practices as described in this notice.

Howard County Employees Federal Credit Union restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Disclaimer

Please be aware that by clicking on any links to other websites you will be leaving the Credit Union website and could possibly enter an unsecured website. The Credit Union does not provide, and is not responsible for, the product, service or overall website content available on the link you have chosen. Howard County Employees Federal Credit Union’s privacy policy does not apply to any linked website, so please consult the privacy disclosures on the website you choose to enter for further information concerning their privacy policies.

U S Patriot Act Disclosure

Important Information About Opening an Account:
Federal law requires all financial institutions to obtain, verify and record information that identifies each person who establishes a new account.

What This Means to You

When you open a new membership, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying documents.