Home | About Us | Contact Us | How to Join | Account Access | Services | Rate Information | Links

Rate Information

APR is Annual Percentage Rate - APY is Annual Percentage Yield

Loan Rates

Rates as of 1/16/2008.
Rate Description Term APR APY
PERSONAL, MAX $2500 24 MONTHS 11.00% 0%
NEW VEHICLE, BOAT, MOTORCYCLE, RV 60 MONTHS 6.95% 0%
NEW VEHICLES, AMOUNT FINANCED IS $25,000+ 72 MONTHS 7.95% 0%
USED VEHICLES (06-04) 60 MONTHS 8.00% 0%
USED VEHICLES (03-00) 48 MONTHS 8.25% 0%
USED VEHICLES (99-97) 42 MONTHS 8.50% 0%
USED VEHICLES (96 AND OLDER) 36 MONTHS 9.50% 0%
SHARE SECURED 60 MONTHS 6.44% 0%
FURNITURE/COMPUTER 36 MONTHS 11.5% 0%

Savings/Shares Rates

Rates as of 1/16/2008.
Rate Description Term APR APY
last dividend declaration date: 12/31/07 $100-$2500 1.75% 1.758%
last dividend eclaration date: 12/31/07 $2500-$10,000 3.00% 3.023%
last dividend declaration date 12/31/07 greater than $10,000 4.44% 4.49%

                
Copyright 2008 Howard County Employees Federal Credit Union